When I go to the National Flood Insurance Program site (which I found by clicking on a Google Ad Sense ad), I can find the risk of flood in my exact location.

The five types of flood risk they mention are:

• tropical storm,
• dams and levees,
• new development,
• flash flood, and
• snow melt.

Despite my being at no risk of tropical storm, dams / levees, or new development and the extreme unlikelihood of my house meeting flash flood or snow melt, given that I live on a slightly high hill, I am returned with an assessment of “Low to Moderate Risk” and told it would be a good idea to get flood insurance.

Then, I can follow a link to view my flood risk map at FEMA. COME ON! Who trusts them? The interactive map didn’t work for me, but it’s an interesting idea. I’ll bet they sell some insurance this way.  I bet I won’t be buying any.